According to SanAntonioRiverwalk.com there are still some great events happening in March 2010. Check them out here:
- JW Marriott San Antonio Grand Opening Fundraising Salute to Military Heroes
- JW Marriott San Antonio Hill Country Resort and Spa
- Classical Mystery Tour: A Tribute to the Beatles
- Municipal Auditorium
- The ARTS CART
- San Antonio Children’s Museum
- Spring Fling with the Wild Things
- Sunken Gardens Theater
- Jasper Johns at the McNay: Past and Present
- McNay Art Museum
- San Pedro Playhouse
- Blaser Skeet Classic
- National Shooting Complex
- Mozart and Der Rosenkavalier
- Majestic Theatre
- BRAVO! Folklorico
- Arneson Riverwalk Theatre
1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing.
2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.
3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford.
4. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.
5. Decide your moving timeline. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move.
6. Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.
7. Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year.
8. Get help from a REALTOR®. Hire a real estate professional who specializes in buyer representation. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. Buyer’s reps are usually paid out of the seller’s commission payment.
Published with permission of National Association of REALTORS®
From REALTOR Magazine, March 8, 2010
Beginning April 5, the Obama administration will encourage delinquent borrowers to avoid foreclosure and instead give up their homes in short sales by streamlining the process.
The program will offer a cash payment to the home owner, as well as to the servicer and second-lien holder; and protect borrowers from future lender lawsuits for the unpaid mortgage balance.
To curtail fraud, lenders will have to consult real estate practitioners to assess home value and minimum acceptable offer; they then must accept any offer that is equal to or higher than that.
Source: The New York Times, David Streitfeld (03/08/10)
© Copyright 2010 Information Inc.
The contract is a critical step in any remodeling project; it holds the job together and ensures that all parties agree to the same vision and scope.
The National Association of the Remodeling Industry spells out the following key elements that every remodeling contract should have:
- The contractor’s name, address, phone number, and license number.
- Details on what the contractor will and will not do.
- A list of materials for the project in your contract. This includes information about the size, color, model, brand name, and product.
- The approximate start date and completion date.
- All required plans. Study them carefully for accuracy. Insist that you approve them and that they are identified in your written contract before any work begins.
- Written notice of your right to, without penalty, cancel a contract within three business days of signing it.
- Financial terms, spelled out in a way that you understand. This includes the total price, payment schedule, and any cancellation penalty.
- A binding arbitration clause, which you’ll need in the event a disagreement occurs. Arbitration may enable you to resolve disputes without costly litigation.
- Everything you’ve requested. Consider the scope of the project and make sure all items you’ve requested are included. If you do not see a specific item in the contract, consider it not included. Never sign an incomplete contract.
- A warranty covering materials and workmanship for a minimum of one year. The warranty must be identified as either “full” or “limited.” The name and address of the party who will honor the warranty (contractor, distributor, or manufacturer) must be identified. Make sure the time period for the warranty is specified.
By Kelly Quigley, managing editor of REALTOR® Magazine.
Used with permission of REALTOR.org.